When to Purchase Your Business Insurance ? A business owner's insurance policy (BOP) usually is composed of general liability and property coverage. Some insurers which focus on company insurance also offer you a BOP which provides comprehensive coverage for an inexpensive premium. If you'd like a comprehensive insurance coverage for your business, you may be better off purchasing a policy from one or Allstate, instead of choosing a specialized company insurance product. This will make sure your company is protected from all of chances, but it will also be a little more costly than the usual BOP. It's ideal to research what is not insured and what's covered before you purchase any sort of insurance policy. You need to be certain that your policies hold the amount of insurance coverage that you need. For example, a home insurance policy is purchased by many businesses when they start their company. But if you're currently looking to ensure natural catastrophe